Quick answers.
- Does Step Up for Students have a list of providers?
- For services, the list is inside EMA: Step Up’s FAQ says to log in, click Marketplace, and choose Find Providers, where you can search by name, email, website, or location. For products, Step Up’s public Vendor and Product Information page lists MyScholarShop vendors and can be filtered to PEP.
- How do I find a provider in EMA?
- Step Up’s FAQ lists the steps: log in to EMA, click Marketplace on the left menu, choose Find Providers, select your student, then filter or search. Add the service to your cart, click Reserve Funds, and then call the provider to schedule services.
- Is there a Step Up for Students provider list PDF?
- The PDF Step Up links for providers is its Service Categories Chart, which lists the types of services each scholarship covers, not named providers. The Step Up pages we read point families to Find Providers in EMA to look up actual providers.
- Where is the Step Up for Students vendor list?
- Step Up’s FAQ says each supplier’s contact information is available through its vendor directory, the Vendor and Product Information page. It shows each MyScholarShop vendor’s website, return policy, and support contact, with a Vendor Type filter that includes PEP.
- Can Step Up pay a PEP provider directly?
- Yes, for providers set up for it. The PEP handbook says providers who want direct payment must set up an account in EMA and submit a service catalog, and that payment directly to a provider may only be approved after the service has been rendered.
The short version.
- Services (tutoring, classes, programs): look in EMA → Marketplace → Find Providers. You need to be logged in.
- Products sold in MyScholarShop: Step Up’s public Vendor and Product Information page lists the vendors, with a filter for PEP.
- The provider PDF Step Up links is a chart of service types by scholarship, not a list of named providers.
- Paying a provider directly works only for providers set up in EMA, and only after the service has been rendered.
- Provider not listed? You can pay yourself and request reimbursement if the expense is eligible, but cash paid to private tutors or therapists not affiliated with a company is denied.
Where Step Up lists providers.
Step Up doesn’t keep one combined list. Which place you check depends on what you’re looking for.
| You’re looking for | Where Step Up lists it |
|---|---|
| A service provider, such as a tutor | Find Providers, inside the EMA Marketplace (log in required) |
| A product vendor in MyScholarShop | The public Vendor and Product Information page |
| Which kinds of services PEP covers | The Service Categories Chart PDF on Step Up’s provider page |
| An approved online or virtual provider | The FLDOE list of approved providers that the purchasing guide links |
The PEP handbook calls the EMA Marketplace “an online store and service finder” with two parts: MyScholarShop for eligible instructional materials and curriculum, and Find Providers, which “allows you to purchase services, such as tutoring, from pre-approved vendors.” The purchasing guide’s version of the same sentence says “such as tutoring and therapy.” For more on the Marketplace itself, see what EMA is.
For part-time or Hybrid private schools, the handbook points to the Florida Private Schools Directory instead. See PEP for private school, college, and VPK.
How to search Find Providers.
Step Up’s FAQ lists these steps:
- Log in to your EMA account.
- Click Marketplace on the left menu.
- Choose Find Providers.
- Select the student you’re shopping for.
- Use filters or search by name, email, website, or location. Click a provider’s name to see their services and locations.
- Select the service, choose a quantity, and click Add to Cart.
- Go to your cart and click Reserve Funds.
- Call the provider to schedule services.
The FAQ adds that you’re welcome to reach out to a provider directly “to make sure they’re the right fit for your student.” Step Up decides which providers are listed; this site doesn’t keep its own provider list or recommend anyone.
The vendor directory.
Step Up’s FAQ answers “How can I contact a supplier?” by pointing to its vendor directory: “Each supplier’s contact information is available online.” That directory is the Vendor and Product Information page. Each entry shows the vendor’s website, a short description, its return policy, and how parents can reach it for support. A Vendor Type filter lets you narrow it to PEP.
This directory covers product vendors in MyScholarShop, not tutors or other service providers. For how MyScholarShop orders and returns work, see the MyScholarShop guide.
The service categories chart.
The PDF linked from Step Up’s provider page is titled “Eligible Services Per Scholarship Type.” It shows which Marketplace service categories each scholarship covers, the EMA account type a provider needs, and whether the service is in person or virtual. It doesn’t name any providers.
Step Up’s provider page marks these service provider types as open to PEP:
| Service provider type | Eligible programs listed |
|---|---|
| Choice Navigator | FES-UA, FTC, FES-EO, PEP |
| Electives | FES-UA, FTC, FES-EO, PEP |
| Eligible Post-Secondary Institution | FES-UA, FTC, FES-EO, PEP |
| Eligible Private School (part-time students) | FES-UA, PEP |
| FLDOE Approved Virtual Instruction Program (VIP) Providers and FLDOE Approved Online Course Providers | FES-UA, FTC, FES-EO, PEP |
| Full-Time Tutoring | FES-UA, PEP |
| Home Education Program/Home Education Instructional Program | FES-UA, PEP |
| Part-Time Tutoring | FES-UA, FTC, FES-EO, New Worlds, PEP |
| PEP Hybrid Eligible Private School | PEP |
| Physical Education | FES-UA, FTC, FES-EO, PEP |
| Pre-Apprenticeship Program | FTC, FES-EO, FES-UA, PEP |
| Contracted Public School Services | FES-UA, FTC, FES-EO, PEP |
| Testing and Assessments | FTC, FES-EO, FES-UA, PEP |
About therapy. The same page lists Specialized Services, Horse Therapy, and Music and Art Therapy for FES-UA only, and the handbook’s Appendix A marks specialized services (such as applied behavior analysis and speech-language pathologist services) in the FES-UA column, not the PEP column. The purchasing guide’s Find Providers sentence mentions therapy. These pages are worded differently, so if you’re looking for therapy with PEP funds, ask Step Up or submit a pre-authorization request before you pay. For what each page says about speech, occupational, and ABA therapy, see therapy services and PEP. For how PEP and FES-UA differ, see PEP vs FES-UA.
Direct pay vs reimbursement.
The handbook lists three ways to spend scholarship funds: direct billing for services such as tutoring through Find Providers, buying products through MyScholarShop, and paying out of pocket for eligible expenses and requesting reimbursement.
Direct pay. Under “Direct Payment For Services,” the handbook says providers who want to take direct payment “must set up an account in EMA and submit a service catalog,” and that “requests for payment directly to a provider may only be approved after the service has been rendered.” Step Up’s provider page adds that businesses need a Business Account to receive direct payments, and that “all payments are issued to the Business Account, not to individual employees.”
Reimbursement. If a provider isn’t set up for direct pay, you can pay for an eligible service yourself and submit a reimbursement request in EMA with the invoice and proof of payment. The PEP reimbursement guide covers the documents, and using PEP for tutoring covers what a tutor’s invoice needs.
Before you pay, the handbook asks you to check two things: that the expense is eligible under the purchasing guide or Appendix A, and that your student’s available balance covers it.
If your provider isn’t listed.
- Cash to private sellers. The handbook says reimbursement requests for cash purchases “from private sellers that are not affiliated with a company or institution,” and it names private tutors and private therapists, will be denied.
- Where the service happens. The handbook says services must be delivered in Florida, except credentialed providers who can work virtually, such as tutors and Choice Navigators.
- No money back to you. The purchasing guide says parents and guardians may not receive any payment, refund, or rebate of scholarship funds from a vendor or provider.
- Suggest a provider. Step Up’s FAQ says that if you’d like to suggest an item or provider that isn’t currently available, you can submit it for review.
Keep every provider payment in one place.
The Florida PEP Tracker keeps each student’s purchases, statuses, and balance together, checks receipts and invoices before you upload them, and can add any deadline to your calendar.
One payment, no subscription: $49 for one student or $69 for a family. See pricing.
More Florida PEP guides.
Spending and reimbursements
- Can Step Up pay for gift cards?
Can you buy gift cards or use Amazon or Target store credit with Florida PEP funds? Learn why Step Up denies gift card claims and how to handle discounts.
- Can Step Up pay for a desk?
Can Florida PEP or Step Up funds buy a homeschool desk, chair, or bookshelf? Explore eligible at-home classroom furnishings, restrictions, and the 2-year rule.
- Online curriculum and apps
Can Florida PEP pay for IXL, Beast Academy, Outschool, and digital curriculum? Learn Step Up's single-user rules and reimbursement documentation.
- Can Step Up pay for a laptop?
Can you buy a laptop, computer, iPad, or printer with Florida PEP scholarship funds? Learn what Step Up's handbook and purchasing guide prohibit.
- Musical instruments & lessons
Can Florida PEP scholarship funds pay for musical instruments, instrument rentals, or piano lessons? Review Step Up fine arts rules and required invoice details.
- Zoo & museum memberships
Can Florida PEP scholarship funds pay for zoo, aquarium, and museum annual passes? See Step Up proration rules, family pass calculations, and EMA steps.
- Amazon receipts guide
Step-by-step guide to submitting Amazon receipts for Step Up reimbursement in EMA: downloading shipped invoices, proof of payment, and avoiding holds.
- Florida Virtual School and PEP
Can Florida PEP scholarship funds pay for Florida Virtual School? Learn Step Up's private-pay FLVS Flex rules, course tuition, and EMA invoice steps.
- The PEP Purchasing Guide, explained
A plain-English map of Step Up’s 2026–27 PEP Purchasing Guide: where to find it, the expense categories, prohibited items, and what needs pre-authorization.
- Splitting receipts between siblings
How Step Up prorates shared family purchases, multi-user subscriptions, and receipts split between siblings under Florida PEP.
- PEP for tutoring
Can Florida PEP pay for a tutor? Step Up’s credential rules for part-time and full-time tutors, what a tutoring invoice needs, and how tutors get paid.
- Does PEP cover it?
Does Florida PEP cover swim lessons, summer camp, sports, printers, headphones, transportation, or uniforms? Answers in the words of Step Up’s purchasing guide.
- PEP and therapy services
What Step Up’s PEP handbook and purchasing guide say about speech therapy, occupational therapy, ABA, and other specialized services, and where the pages differ.
- PEP pre-authorization
Which PEP purchases need pre-authorization from Step Up, how to submit a request in EMA, what to include, how long review takes, and what happens after approval.
- PEP reimbursement guide
How Step Up reimburses Florida PEP purchases: receipt rules, proof of payment, EMA steps, the Educational Benefit form, review time, holds, and appeals.
- How MyScholarShop works
How MyScholarShop works for Florida PEP families: when it opens, checking out, order statuses, shipping, returns, and cancelled orders, from Step Up’s own pages.
- What is EMA?
What EMA (Education Market Assistant) is for Florida PEP families: what you can do in it, account setup, MyScholarShop, and the account rules.
- PEP for private school, college, VPK
Can Florida PEP pay for private school, college classes, VPK, or preschool? What Step Up’s PEP pages and Florida law say, and which program fits instead.
- Proof of payment guide
What Step Up for Students requires for proof of payment: PayPal rules, credit card receipts, bank statements, cleared checks, and fixing payment holds in EMA.
News & policy updates
- 48 hours to Oct 31 deadline
With 48 hours until the October 31, 2026 midnight cutoff, learn which prior-year Step Up receipts expire, what proof is required, and how to file in EMA.
- Step Up Disney & theme park rules
Can Florida PEP pay for Disney, Universal, or SeaWorld? Learn the $299 annual cap, student-only admission rules, and how to avoid denied claims.
- LEGO, KiwiCo, & STEM kits
Does Florida PEP cover LEGO sets, KiwiCo boxes, and STEM kits? Learn what Step Up's Learning Manipulatives category allows and common reimbursement mistakes.
- Faith-based curriculum rules
Does Florida PEP allow religious and faith-based homeschool curriculum? Review Step Up purchasing rules, publisher receipts, and what qualifies in EMA.
- Sports and PE lesson rules
Does Florida PEP pay for sports lessons, martial arts, gymnastics, or swim instruction? Review Step Up Physical Education rules and prohibited items.
- MyScholarShop vs reimbursement
Compare Step Up MyScholarShop direct vendor pay versus out-of-pocket reimbursement: review turnaround times, price differences, and return rules.
- Oct 31 receipt cutoff
Florida PEP families face the October 31, 2026 deadline for 2025–26 reimbursement claims. See what receipts expire and how to file in EMA.
- Nov 2026 Q2 deposit timing
Why Step Up’s November 1 funding date doesn’t mean instant account balances: how the 2-week EMA deposit window works and how to verify Q2 funds.
- The $24,000 balance cap
Why Step Up halts Quarter 2 funding if your account nears $24,000: how Florida's statutory ceiling works and what happens to paused PEP deposits.
- Black Friday Step Up deals
Can Florida PEP families claim Black Friday and Cyber Week sales? See how Step Up treats coupon discounts, bundled items, and gift card purchases in EMA.
- Step Up quarterly attestation
Before Step Up releases Quarter 2 funds on November 1, parents must verify student enrollment in EMA. Here is what to check to avoid funding pauses.
- On hold receipts in EMA
Seeing an 'On Hold' status on your Step Up reimbursement in EMA? Learn what document is missing, the 30-day upload clock, and how to fix claims.
- Denied reimbursement appeals
Has Step Up denied a reimbursement in EMA? Learn how the 30-day appeal clock works, Step Up's single-appeal rule, and how to submit a winning appeal.
Payments, balances, and deadlines
- Is Step Up money taxable?
Are Step Up for Students and Florida PEP scholarship funds taxable income? Learn what IRS educational grant rules, 1099 policies, and Florida law say.
- PEP payment dates for 2026–27
Step Up for Students PEP payment schedule for 2026–27: quarterly funding dates, how long deposits take to post, and what can hold a payment back.
- PEP deadline checklist (Oct 31)
Florida PEP families have until October 31, 2026 to request reimbursement for 2025–26 purchases. A step-by-step checklist to find, check, and submit every receipt in EMA.
- PEP award amounts by county
Every 2026–27 PEP scholarship amount from Step Up’s chart, for all 67 Florida counties and three grade bands, plus why EMA may show a different number.
- Do PEP funds roll over?
What Step Up for Students and Florida law say about unused PEP money: rollover, the $24,000 balance limit, inactive accounts, and switching programs.
- Is PEP free? Income and funding
Is Florida PEP free or income based? What Step Up and Florida law say about application fees, income priority, and where PEP scholarship money comes from.
Eligibility and yearly rules
- Standardized testing options
Which standardized tests qualify for Florida PEP? Learn about CLT, CAT, Iowa, Stanford 10, assessment fees, and annual SLP submission requirements.
- Can you lose PEP?
The reasons Step Up lists for losing a Florida PEP scholarship, including public school enrollment and moving, what happens to the money, and whether you repay it.
- What’s new for PEP in 2026–27
What changed in the 2026–27 PEP Family Handbook: public school attestation and withdrawal deadlines, deposit dates, switching rules, and purchasing guide updates.
- PEP application statuses
What each Step Up EMA status means for a Florida PEP application, from Pending and On Hold to Pending Review, Scholarship Choice Confirmed, Funded, and Denied.
- PEP and homeschooling
Is Florida PEP for homeschoolers? How PEP differs from a home education program: registration, letter of intent, testing, and when to end home education.
- How to apply for PEP
How to apply for the Florida PEP scholarship through Step Up: age and residency rules, documents, the EMA steps, and last year’s dates while 2027–28 dates are pending.
- How to renew PEP
How Florida PEP renewal works with Step Up: who counts as a renewal student, what keeps renewal status, documents, and last year’s renewal dates.
- What Step Up for Students is
What Step Up for Students is, and which Florida scholarship the name refers to: PEP, private school (FTC and FES-EO), or Unique Abilities.
- Is PEP full?
How many Florida PEP scholarships the law allows, when the cap ends, what Step Up’s pages say about capacity, and why they don’t all match.
- PEP for military families
What Step Up’s pages say about Florida PEP for active-duty military families: residency proof, PCS orders, deadline exceptions, and moving out of state.
- PEP testing and SLP
Florida PEP’s yearly requirements: the norm-referenced test, who must test (including K–2), the Student Learning Plan, deadlines, and exemptions.
- PEP vs FES-UA
What the FES-UA scholarship is, who qualifies, and how it differs from Florida PEP: diagnosis, ages, home education, therapies, devices, and deadlines.
Sources.
All read on October 23, 2026. We re-check them when new editions are published.
- Step Up for Students FAQs
Step Up for Students web page, read October 23, 2026: how to find a provider in EMA (Marketplace, Find Providers, Reserve Funds), how to contact a supplier through the vendor directory, and suggesting an item or provider for review.
stepupforstudents.org - Vendor and Product Information
Step Up for Students web page, read October 23, 2026: the public directory of MyScholarShop vendors with websites, return policies, support contacts, and a Vendor Type filter that includes PEP.
stepupforstudents.org - PEP Family Handbook (2026–27)
Step Up for Students web page, read October 23, 2026: ways to spend funds, the EMA Marketplace, Direct Payment For Services, cash purchases from private sellers, Appendix A payment methods, and out-of-state service providers.
stepupforstudents.org - PEP Purchasing Guide
Step Up for Students web page, read October 23, 2026: Find Providers description, cash purchases, out-of-state service providers, refunds and rebates from providers, and the FLDOE list of approved online or virtual providers.
stepupforstudents.org - Partner with Step Up For Students as a Provider
Step Up for Students web page, read October 23, 2026: service provider types by eligible program, and EMA Business and Personal Account requirements.
stepupforstudents.org - Eligible Services Per Scholarship Type (Service Categories Chart)
Step Up for Students PDF, read October 23, 2026: Marketplace service categories marked by scholarship type, required account types, and in-person or virtual service methods.
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