Quick answers.
- Can I submit one receipt under multiple children in Step Up?
- Yes, but you must submit separate reimbursement claims in EMA for each child’s share. Each submission should attach the itemized receipt and clearly explain the split in the educational benefit notes.
- How does Step Up prorate multi-user software subscriptions?
- Step Up’s purchasing guide states: “If a single-user subscription is available, the multi-user item purchase will be prorated to cover only the student’s portion of the cost.”
- Does home internet have to be split between siblings?
- No. The PEP Purchasing Guide notes: “In this unique instance, the service will not be prorated to only cover the student’s cost.”
- What if an educational item is shared with non-scholarship siblings?
- The purchasing guide notes that funding for multi-user items is pro-rated to only cover the scholarship student’s cost. You cannot claim the portions attributable to non-scholarship family members.
The short version.
If you homeschool two or more children through the Florida Personalized Education Program (PEP), buying shared books, lab kits, curriculum boxes, or annual memberships is part of everyday life. But submitting a single shared invoice into Step Up's Education Market Assistant (EMA) requires following strict prorating rules:
- Each child needs their own claim: You cannot submit one combined reimbursement request in EMA for multiple students. Each enrolled child must have their own reimbursement claim submitted under their individual profile.
- Prorate multi-user items: Step Up's rulebook states: “Prorating Payments For Multi-User Items: Other family members often use products purchased using scholarship funds. Consequently, funding for these multi-user items is pro-rated to only cover the scholarship student’s cost.”
- Non-scholarship family members are excluded: If an educational item is shared by three siblings, but only two are funded through PEP, you can only claim two-thirds of the cost across the two PEP accounts. The non-scholarship sibling's share cannot be reimbursed.
- The internet exception: Home internet is the only regular shared household service that does not need to be split. The purchasing guide confirms: “In this unique instance, the service will not be prorated to only cover the student’s cost.”
Before submitting split claims, you can calculate the exact division in our free interactive sibling split tool.
How Step Up prorates multi-user items.
Step Up's General Purchasing Provisions lay out specific guidelines depending on what type of item or service you are buying:
| Purchase Type | Prorating Rule | What Step Up Requires |
|---|---|---|
| Digital subscriptions & apps | Prorated to single-user rate | “If a single-user subscription is available, the multi-user item purchase will be prorated to cover only the student’s portion of the cost.” |
| Family admission passes | Prorated by individual student ticket | “If using a family admission package, reimbursements will be prorated to cover only the student’s cost.” A student's ticket price must correspond to the student's age. |
| Shared curriculum & lab kits | Divided equally among participating students | Each participating scholarship student claims their fractional share of the invoice total. |
| In-home internet service | Fully reimbursed without proration | Does not require dividing across family members, but itemized extra services must be excluded. |
For detailed rules on admission tickets, zoo passes, and theme park limits, see what PEP covers and the PEP Purchasing Guide, explained.
How to submit a split invoice in EMA.
To prevent reimbursement holds or accidental duplicate claim flags when submitting a shared receipt, follow this four-step process:
- Calculate each child's portion: Divide the itemized cost by the number of students using it. If an invoice contains both shared items and child-specific supplies, calculate the shared portion separately.
- Submit under Child A first: Create a reimbursement request under your first student's EMA portal profile. Enter only Child A's calculated dollar portion, not the total invoice charge.
- Add explicit notes in Educational Benefit: In the explanation field, write a clear note, such as: "Shared educational purchase for Child A and Child B. Receipt total is divided equally between 2 enrolled PEP students; this claim represents Child A's 50% share."
- Submit under Child B with matching documentation: Switch to your second student's profile, create a separate reimbursement request for Child B's portion, attach the identical receipt, and provide the complementary note referencing Child A's claim.
Make sure your invoice meets all standard documentation criteria outlined in the Step Up proof of payment guide.
Common mistakes that trigger reimbursement holds.
Submitting shared family receipts is one of the most common causes of processing delays. Step Up reviewers flag submissions when documentation does not match the requested amount:
- Claiming the full receipt total under both kids: If an invoice shows a single purchase and you submit the full invoice amount under both students, EMA's automated fraud detection flags the second claim as a duplicate. Always submit only the prorated portion for each student.
- Forgetting to prorate family memberships: If you buy a family pass to a science center or zoo, you cannot claim the entire family pass cost. Reviewers will prorate the reimbursement down to the cost of individual student admission.
- Failing to explain the math: If the receipt says one amount and your reimbursement request asks for a smaller fraction without any explanation in the notes, reviewers may place the claim on hold asking for clarification.
- Ignoring non-scholarship siblings: When buying curriculum that will be shared with an unenrolled younger sibling, parents must exclude the unenrolled child's share from scholarship requests.
For step-by-step guidance on resolving pending claims, see our Step Up reimbursement guide. If you have questions about specific item eligibility, Step Up's Customer Engagement Center can be reached at (877) 735-7837.
Calculate sibling splits without math errors.
The Florida PEP Tracker includes a built-in Sibling Split tool that calculates exact per-child shares and generates clean submission summaries.
One payment, no subscription: $49 for one student or $69 for a family. See pricing.
More Florida PEP guides.
Spending and reimbursements
- Can Step Up pay for gift cards?
Can you buy gift cards or use Amazon or Target store credit with Florida PEP funds? Learn why Step Up denies gift card claims and how to handle discounts.
- Can Step Up pay for a desk?
Can Florida PEP or Step Up funds buy a homeschool desk, chair, or bookshelf? Explore eligible at-home classroom furnishings, restrictions, and the 2-year rule.
- Online curriculum and apps
Can Florida PEP pay for IXL, Beast Academy, Outschool, and digital curriculum? Learn Step Up's single-user rules and reimbursement documentation.
- Can Step Up pay for a laptop?
Can you buy a laptop, computer, iPad, or printer with Florida PEP scholarship funds? Learn what Step Up's handbook and purchasing guide prohibit.
- Musical instruments & lessons
Can Florida PEP scholarship funds pay for musical instruments, instrument rentals, or piano lessons? Review Step Up fine arts rules and required invoice details.
- Zoo & museum memberships
Can Florida PEP scholarship funds pay for zoo, aquarium, and museum annual passes? See Step Up proration rules, family pass calculations, and EMA steps.
- Amazon receipts guide
Step-by-step guide to submitting Amazon receipts for Step Up reimbursement in EMA: downloading shipped invoices, proof of payment, and avoiding holds.
- Florida Virtual School and PEP
Can Florida PEP scholarship funds pay for Florida Virtual School? Learn Step Up's private-pay FLVS Flex rules, course tuition, and EMA invoice steps.
- The PEP Purchasing Guide, explained
A plain-English map of Step Up’s 2026–27 PEP Purchasing Guide: where to find it, the expense categories, prohibited items, and what needs pre-authorization.
- PEP for tutoring
Can Florida PEP pay for a tutor? Step Up’s credential rules for part-time and full-time tutors, what a tutoring invoice needs, and how tutors get paid.
- Does PEP cover it?
Does Florida PEP cover swim lessons, summer camp, sports, printers, headphones, transportation, or uniforms? Answers in the words of Step Up’s purchasing guide.
- PEP and therapy services
What Step Up’s PEP handbook and purchasing guide say about speech therapy, occupational therapy, ABA, and other specialized services, and where the pages differ.
- Finding PEP providers
Where Step Up for Students lists PEP providers and vendors: Find Providers in EMA, the vendor directory, the service categories chart, and how direct pay works.
- PEP pre-authorization
Which PEP purchases need pre-authorization from Step Up, how to submit a request in EMA, what to include, how long review takes, and what happens after approval.
- PEP reimbursement guide
How Step Up reimburses Florida PEP purchases: receipt rules, proof of payment, EMA steps, the Educational Benefit form, review time, holds, and appeals.
- How MyScholarShop works
How MyScholarShop works for Florida PEP families: when it opens, checking out, order statuses, shipping, returns, and cancelled orders, from Step Up’s own pages.
- What is EMA?
What EMA (Education Market Assistant) is for Florida PEP families: what you can do in it, account setup, MyScholarShop, and the account rules.
- PEP for private school, college, VPK
Can Florida PEP pay for private school, college classes, VPK, or preschool? What Step Up’s PEP pages and Florida law say, and which program fits instead.
- Proof of payment guide
What Step Up for Students requires for proof of payment: PayPal rules, credit card receipts, bank statements, cleared checks, and fixing payment holds in EMA.
News & policy updates
- 48 hours to Oct 31 deadline
With 48 hours until the October 31, 2026 midnight cutoff, learn which prior-year Step Up receipts expire, what proof is required, and how to file in EMA.
- Step Up Disney & theme park rules
Can Florida PEP pay for Disney, Universal, or SeaWorld? Learn the $299 annual cap, student-only admission rules, and how to avoid denied claims.
- LEGO, KiwiCo, & STEM kits
Does Florida PEP cover LEGO sets, KiwiCo boxes, and STEM kits? Learn what Step Up's Learning Manipulatives category allows and common reimbursement mistakes.
- Faith-based curriculum rules
Does Florida PEP allow religious and faith-based homeschool curriculum? Review Step Up purchasing rules, publisher receipts, and what qualifies in EMA.
- Sports and PE lesson rules
Does Florida PEP pay for sports lessons, martial arts, gymnastics, or swim instruction? Review Step Up Physical Education rules and prohibited items.
- MyScholarShop vs reimbursement
Compare Step Up MyScholarShop direct vendor pay versus out-of-pocket reimbursement: review turnaround times, price differences, and return rules.
- Oct 31 receipt cutoff
Florida PEP families face the October 31, 2026 deadline for 2025–26 reimbursement claims. See what receipts expire and how to file in EMA.
- Nov 2026 Q2 deposit timing
Why Step Up’s November 1 funding date doesn’t mean instant account balances: how the 2-week EMA deposit window works and how to verify Q2 funds.
- The $24,000 balance cap
Why Step Up halts Quarter 2 funding if your account nears $24,000: how Florida's statutory ceiling works and what happens to paused PEP deposits.
- Black Friday Step Up deals
Can Florida PEP families claim Black Friday and Cyber Week sales? See how Step Up treats coupon discounts, bundled items, and gift card purchases in EMA.
- Step Up quarterly attestation
Before Step Up releases Quarter 2 funds on November 1, parents must verify student enrollment in EMA. Here is what to check to avoid funding pauses.
- On hold receipts in EMA
Seeing an 'On Hold' status on your Step Up reimbursement in EMA? Learn what document is missing, the 30-day upload clock, and how to fix claims.
- Denied reimbursement appeals
Has Step Up denied a reimbursement in EMA? Learn how the 30-day appeal clock works, Step Up's single-appeal rule, and how to submit a winning appeal.
Payments, balances, and deadlines
- Is Step Up money taxable?
Are Step Up for Students and Florida PEP scholarship funds taxable income? Learn what IRS educational grant rules, 1099 policies, and Florida law say.
- PEP payment dates for 2026–27
Step Up for Students PEP payment schedule for 2026–27: quarterly funding dates, how long deposits take to post, and what can hold a payment back.
- PEP deadline checklist (Oct 31)
Florida PEP families have until October 31, 2026 to request reimbursement for 2025–26 purchases. A step-by-step checklist to find, check, and submit every receipt in EMA.
- PEP award amounts by county
Every 2026–27 PEP scholarship amount from Step Up’s chart, for all 67 Florida counties and three grade bands, plus why EMA may show a different number.
- Do PEP funds roll over?
What Step Up for Students and Florida law say about unused PEP money: rollover, the $24,000 balance limit, inactive accounts, and switching programs.
- Is PEP free? Income and funding
Is Florida PEP free or income based? What Step Up and Florida law say about application fees, income priority, and where PEP scholarship money comes from.
Eligibility and yearly rules
- Standardized testing options
Which standardized tests qualify for Florida PEP? Learn about CLT, CAT, Iowa, Stanford 10, assessment fees, and annual SLP submission requirements.
- Can you lose PEP?
The reasons Step Up lists for losing a Florida PEP scholarship, including public school enrollment and moving, what happens to the money, and whether you repay it.
- What’s new for PEP in 2026–27
What changed in the 2026–27 PEP Family Handbook: public school attestation and withdrawal deadlines, deposit dates, switching rules, and purchasing guide updates.
- PEP application statuses
What each Step Up EMA status means for a Florida PEP application, from Pending and On Hold to Pending Review, Scholarship Choice Confirmed, Funded, and Denied.
- PEP and homeschooling
Is Florida PEP for homeschoolers? How PEP differs from a home education program: registration, letter of intent, testing, and when to end home education.
- How to apply for PEP
How to apply for the Florida PEP scholarship through Step Up: age and residency rules, documents, the EMA steps, and last year’s dates while 2027–28 dates are pending.
- How to renew PEP
How Florida PEP renewal works with Step Up: who counts as a renewal student, what keeps renewal status, documents, and last year’s renewal dates.
- What Step Up for Students is
What Step Up for Students is, and which Florida scholarship the name refers to: PEP, private school (FTC and FES-EO), or Unique Abilities.
- Is PEP full?
How many Florida PEP scholarships the law allows, when the cap ends, what Step Up’s pages say about capacity, and why they don’t all match.
- PEP for military families
What Step Up’s pages say about Florida PEP for active-duty military families: residency proof, PCS orders, deadline exceptions, and moving out of state.
- PEP testing and SLP
Florida PEP’s yearly requirements: the norm-referenced test, who must test (including K–2), the Student Learning Plan, deadlines, and exemptions.
- PEP vs FES-UA
What the FES-UA scholarship is, who qualifies, and how it differs from Florida PEP: diagnosis, ages, home education, therapies, devices, and deadlines.
Sources.
All read on November 4, 2026. We re-check them when new editions are published.
- PEP Purchasing Guide
Step Up for Students web page, last modified October 28, 2026, read November 4, 2026: General Purchasing Provisions (Prorating Payments For Multi-User Items, Single User Designation), and in-home internet exception.
stepupforstudents.org - PEP Family Handbook (2026–27)
Step Up for Students web page, last modified October 28, 2026, read November 4, 2026: Purchasing Policies, reimbursement documentation, and EMA submission rules.
stepupforstudents.org