Quick answers.
- Is the Florida PEP scholarship for homeschoolers?
- PEP is parent-directed learning at home, but Florida law defines it separately from a home education program. PEP students are registered with a Scholarship Funding Organization such as Step Up for Students, while home education students are registered with their school district.
- Can my child be in a home education program and receive PEP at the same time?
- No. Florida Statute 1002.395 says a student is not eligible for the scholarship while participating in a home education program as defined in s. 1002.01(1). Step Up’s handbook says that if your student was in a home education program, you must end the home education status with the school district.
- Do PEP families need to file a home education letter of intent?
- No. Step Up’s handbook says that because PEP families are registered with a Scholarship Funding Organization, they do not need to submit a letter of intent to establish a home education program with their school district.
- Does a PEP student need a home education evaluation?
- Step Up says a home education evaluation is not required for new or renewal PEP applications. Instead, PEP students take a nationally norm-referenced test (or the statewide assessment) each year and submit the results to Step Up.
- Can PEP students do dual enrollment, Bright Futures, and school sports like homeschoolers?
- Florida law says a personalized education student gets the same flexibility and opportunities as home education students under s. 1002.41(3)-(12). Step Up’s handbook lists interscholastic extracurricular activities, Bright Futures, dual enrollment, and admission to Florida College System institutions and state universities.
The short version.
- PEP is not Florida’s home education program. Florida law defines them separately. PEP students are registered with a Scholarship Funding Organization (Step Up for Students), and home education students are registered with their school district. (Wondering who pays for PEP, or whether it’s income based? See is Florida PEP free.)
- You can’t do both at once. Florida Statute 1002.395 says a student is not eligible for the scholarship while participating in a home education program.
- No letter of intent for PEP. Step Up’s handbook says PEP families don’t need to file one with the district.
- Different yearly requirements. PEP families submit a Student Learning Plan and a norm-referenced test score to Step Up. Home education families file an annual evaluation with the district.
- Same opportunities. The law gives PEP students the same flexibility and opportunities as home education students under s. 1002.41(3)-(12), including dual enrollment and Bright Futures.
What the law says.
Florida Statute 1002.01 defines the two side by side:
- A home education program is “the sequentially progressive instruction of a student directed by his or her parent” to satisfy the state’s attendance requirements, including s. 1002.41.
- A personalized education program (PEP) is the same kind of parent-directed instruction, but “while registered with an eligible nonprofit scholarship-funding organization pursuant to s. 1002.395.”
The scholarship law, s. 1002.395, then lists situations where a student is not eligible for the scholarship. One of them is “participating in a home education program as defined in s. 1002.01(1).”
So day to day, both can look like learning at home with a parent in charge. On paper, a PEP student is a scholarship student registered with Step Up, not a home education student registered with the district.
Side by side: PEP vs. home education.
| PEP (through Step Up) | Home education program | |
|---|---|---|
| Registered with | A Scholarship Funding Organization (Step Up for Students) | The district school superintendent |
| Start-up paperwork | PEP application in EMA; no letter of intent to the district | Written letter of intent to the district, filed within 30 days of starting |
| Yearly plan | Student Learning Plan submitted in EMA | Parent keeps a portfolio (activity log and work samples) and preserves it for 2 years |
| Yearly check | Nationally norm-referenced test (or statewide assessment), results to Step Up | Annual evaluation by one of five methods, filed with the district |
Sources: Step Up’s PEP Family Handbook, and Fla. Stat. 1002.41(1).
Step Up’s handbook also says the Student Learning Plan “does not determine or limit what the parent or guardian can purchase with scholarship funds.” For 2026–27, it had to be submitted in EMA by May 31, 2026, and must stay complete for each funding cycle. (For what PEP funds can pay for, see the PEP purchase guide.)
One wording trap: PEP funds can pay tuition for a home education instructional program. The handbook notes that, for the scholarship, this is “different than a home education program as defined in Florida Statute 1002.01(1).”
Moving from home education to PEP.
Step Up’s handbook says that if your student’s PEP scholarship choice is confirmed and the student was previously in a home education program, you must end the home education status with the school district. Under s. 1002.41, a home education parent files a written notice of termination, along with the annual evaluation, within 30 days of termination. Step Up’s FAQ links a sample Home Education Termination Letter.
Step Up’s pages use two different trigger points for when to do this, so read both:
- The handbook, and the FAQ answer on notifying the district, say to end home education status once the PEP scholarship choice is confirmed.
- Other FAQ answers say to withdraw from home education once your PEP scholarship is funded, and ask families not to withdraw from home education “if you have not been funded, or do not wish to use, a PEP scholarship.”
Step Up’s FAQ also explains that “Scholarship Choice Confirmed” does not mean the student has been funded. And it warns that a child “could be found truant” if the family doesn’t complete a home education evaluation and doesn’t receive a funded PEP scholarship, so it says new PEP students should complete the home education evaluation as a precaution.
If the timing isn’t clear for your family, ask Step Up before you send anything to the district. The Customer Engagement Center is at (877) 735-7837.
Going back to home education.
Step Up’s FAQ says you may withdraw from PEP at any time by selecting Decline in EMA. Then:
- If you already withdrew from home education: you’ll need to send a new letter of intent to your school district to reestablish your home education program.
- If you never withdrew from home education: declining PEP ends your PEP enrollment, and your home education program stays in place.
What PEP students can still do.
Florida Statute 1002.01 says a personalized education student “shall be provided the same flexibility and opportunities as provided in s. 1002.41(3)-(12).” Those subsections cover:
- No requirement to meet the length of a school day
- Interscholastic extracurricular activities
- The Bright Futures Scholarship Program
- Dual enrollment programs
- Admission to Florida College System institutions and state universities
- Testing and evaluation at diagnostic and resource centers
- Exceptional student education-related services and career and technical courses a school district may provide
- Industry certifications and statewide assessments offered by the school district
Step Up’s FAQ adds that PEP students are still eligible for free dual enrollment programs and won’t be required to pay for those courses from their PEP account. The handbook says a PEP student taking dual enrollment as part of a personalized education plan needs a home education articulation agreement with the college, which “will outline the costs to be covered.”
For other dates this school year, including the new public school attestation, see what’s new for PEP in 2026–27. To keep reimbursement requests moving, see the Florida PEP reimbursement guide.
Keep every date and receipt in one place.
The Florida PEP Tracker keeps each student’s purchases, statuses, and balance together, checks receipts before you upload them, and can add any deadline to your calendar.
More Florida PEP guides.
- Is PEP free? Income and funding
Is Florida PEP free or income based? What Step Up and Florida law say about application fees, income priority, and where PEP scholarship money comes from.
- PEP reimbursement guide
How Step Up for Students reimburses Florida PEP purchases: receipt rules, proof of payment, EMA steps, review time, on-hold fixes, and appeals.
- Does PEP cover it?
Does Florida PEP cover swim lessons, summer camp, sports, printers, headphones, transportation, or uniforms? Answers in the words of Step Up’s purchasing guide.
- What’s new for PEP in 2026–27
Florida PEP 2026–27 changes: new public school attestation and withdrawal deadlines, deposit dates, switching rules, and purchasing guide updates.
- PEP deadline checklist (Oct 31)
Florida PEP families have until October 31, 2026 to request reimbursement for 2025–26 purchases. A step-by-step checklist to find, check, and submit every receipt in EMA.
Sources.
All read on October 5, 2026. We re-check them when new editions are published.
- PEP Family Handbook (2026–27)
Step Up for Students web page, read October 5, 2026: “How Does the FTC-PEP Program Compare to Home Education?”, Student Learning Plan, annual assessment, eligible expenses, and parent responsibilities.
stepupforstudents.org - Step Up for Students FAQs
Read October 5, 2026: home education evaluation, withdrawing from home education, returning to home education, dual enrollment and extracurricular questions.
stepupforstudents.org - Fla. Stat. 1002.01, Definitions (2026)
Florida Senate, read October 5, 2026: definitions of “home education program” and “personalized education program.”
flsenate.gov - Fla. Stat. 1002.395, Florida Tax Credit Scholarship Program (2026)
Florida Senate, read October 5, 2026: scholarship prohibitions, including participation in a home education program.
flsenate.gov - Fla. Stat. 1002.41, Home education programs (2026)
Florida Senate, read October 5, 2026: letter of intent, portfolio, annual evaluation, and subsections (3)–(12).
flsenate.gov